Buying in Rajapushpa Provincia: Need Advice on Loan & EMI

I am currently evaluating a 2,020 sq. ft. 3 BHK apartment at Rajapushpa Provincia in Narsingi, priced around ₹2.10 Crores, and would love some advice from existing buyers or financial planning experts in the community.

Here is how my initial numbers break down:

• Upfront Cash Needed: A 20% down payment comes out to ₹42.00 Lakhs. Adding ~7.5% for registration and stamp duty requires roughly ₹57.75 Lakhs in liquid funds upfront.

• Loan Burden & EMI: I plan to borrow ₹1.68 Crores at an assumed 8.5% interest rate over a 20-year tenure, which puts my fixed monthly EMI at roughly ₹1,45,794/month.

• RERA & Legal Check: Verified the TS RERA details (TS RERA No: P02400002487), and statutory approvals look solid.

For anyone who has recently closed a unit here or taken a home loan of this size in Narsingi, does spending ~₹1.45L/month on EMI make sense for this project's appreciation potential? Are there any hidden tax benefits or loan structuring tips I should consider before committing?