Tellapur High-Rise Cashflows: Pre-EMI vs Ready Handover

I have been spending my weekends cross-checking Tellapur high-rise launches against the ongoing commercial growth in Gachibowli and Financial District. When you look at projects like My Home Sayuk and Rajapushpa Imperia, rates are hovering anywhere between ₹8,500 to ₹10,800 per sq ft depending on the construction stage. On paper the commercial side looks solid with REITs growing 111% YoY and so many new GCCs coming up, but there is still nearly a 27-month residential inventory overhang in West Hyderabad that makes me pause.

I am trying to decide if taking a pre-EMI scheme on an under-construction tower in Tellapur is safer than stretching for a ready-to-move unit. Here are a few details I've been comparing in my notes:

Pre-EMI Outflow vs Handover Risk: Pre-EMI keeps my immediate bank outflow smaller while the tower goes up, but if construction timelines push past late 2026, holding costs and interest will add up quickly.

Rental Yield Expectations:Rents in Tellapur for 3BHKs seem to sit around 3.2% to 3.8% gross yield, which won't fully cover a full loan EMI once possession starts.

Price Spread Across Phases:Earlier phases were booked around ₹7,500/sq ft, so buying into current phases means paying a premium when inventory is already high.

Is anyone else currently evaluating pre-EMI options versus full EMI in Tellapur right now? How are you balancing the construction wait against your monthly budget?