I am planning to take homeloan from bajaj finance... If anyone have first hand experience please share ... How will be the service?.. How quick they update interest rates when rbi increases or decreases interest rate..?
Discussions
RealtyHyd ·
if you option of going with any National bank, please prefer Bank over NBFC.
Saisha23 ·
Any disadvantage with NBFCs?
RealtyHyd ·
They doesn't come under RBI framework
Saisha23 ·
What’s the disadvantage of not coming under RBI framework when you are taking loan and not depositing money?
RealtyHyd ·
they are not answerable to reduce interest rate when rbi reduce rate. their cost of money is higher than banks
Zayan92 ·
I took. Did t find any issues.. they update quickly. Have not experience when the interest rate decreases
Myra1989 ·
From my experience banks always have different rates for new customers and different rates for old customers. They are never the same.