My Home Sayuk Tellapur: 3 BHK Loan & EMI Analysis

Evaluating My Home Sayuk Tellapur: 3 BHK Loan & EMI Advice

Rehan0987 · 2026-08-01T00:00:00.000Z

I am currently reviewing a 2,262 sq. ft. 3 BHK apartment at My Home Sayuk in Tellapur, priced around ₹2.40 Crores, and would appreciate feedback from current buyers or personal finance advisors in this group. Here is my prospective funding breakdown: • Upfront Outlay: A 20% down payment equals ₹48.00 Lakhs. Accounting for ~7.5% in registration fees and stamp duty, I need ₹66.00 Lakhs in liquid funds upfront. • Loan Structure & EMI: Borrowing the remaining ₹1.92 Crores at an assumed interest rate of 8.5% over 20 years results in a monthly EMI of ₹1,66,622/month (~₹1.67 Lakhs/month), with a total interest liability of ₹2.08 Crores over the tenure. • Project Status: Verified the project registration details on the TS RERA portal (TS RERA No: P01100004593). For those who have bought in Tellapur or hold home loans of this magnitude, how do you evaluate allocating ~₹1.67L/month towards EMI for My Home Sayuk given Tellapur's rental yield and future infrastructure roadmap? Any advice on loan balance transfers or prepayment strategies would be helpful!

Discussions

forestnation7qed

The EMI calculation is definitely an important part of evaluating a ₹2.4 crore apartment, but I think buyers should also compare the overall space, lifestyle, maintenance costs, connectivity, and long-term needs before making a decision.

For buyers who are also considering alternatives to high-rise apartments in Hyderabad, Forest Nation offers luxury 4 BHK villas with spacious layouts, green surroundings, modern amenities, and a gated-community lifestyle.

You can explore the project details here: https://forestnation.in/luxury-projects-in-hyderabad.html

SreeHarsha

1.92cr loan looks very heavy...

saksham

people are facing alot of issues in reselling their units in myhome sayuk

forestnation7qed

The EMI calculation is an important part of evaluating a 3 BHK purchase, but I would also compare the overall value proposition with other housing options in West Hyderabad. Tellapur has strong connectivity and continues to attract homebuyers looking for well-planned communities. For those considering alternatives beyond high-rise apartments, Forest Nation offers luxury 4 BHK villas with a focus on spacious living, green surroundings, and a gated-community lifestyle. More details are available here: https://forestnation.in/luxury-projects-in-hyderabad.html

Evaluating My Home Sayuk Tellapur: 3 BHK Loan & EMI Advice

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