Rajendra Nagar 3BHK Decisions: Pre-EMI Outlay vs Ready Units

My husband and me have been looking at 3BHK options in Rajendra Nagar since last two months, mostly to future proof our living setup. We were checking out projects near the expressway and prices are hovering around ₹8,500 to ₹10,200 per sq ft. With all the news about 111% YoY REIT growth and 50 to 70 new GCCs coming up across the tech belt, commercial expansion looks strong, but then my friend told me residential inventory overhang is still sitting around 27 months across West and South-West Hyderabad.

We are torn between taking a pre-EMI scheme on an under-construction project versus stretching our budget for a near-completion flat. Here is what we've been overthinking:

Pre-EMI Monthly Outgo: The lower initial monthly payout helps us keep savings intact while construction is going on, but if completion pushes beyond late 2026, holding costs will start stacking up.

Commute & Infra to Work: The PVNR expressway access to Gachibowli and Financial District looks fast on Sunday mornings, but we aren't sure how bad peak traffic gets during regular shift hours.

Resale & Rental Yields:Gross yields in the belt seem to sit around 3.2% to 3.7%, which won't fully cover our EMI if we ever decide to rent it out down the line.

Is anyone else comparing pre-EMI options in Rajendra Nagar right now? Would love to know how other couples are managing the trade-off between construction timelines and monthly EMI budgets?