How to get a Credit Card as an NRI?:

I'm thinking about getting an NRI credit card for my travels to India. Are there any specific benefits that make it worth applying for?

Meenakshi

Can I use my NRI credit card to withdraw cash from ATMs abroad?

patelraunak

Yes i think you can use for a VISA or MasterCard at ATMs outside India.

patelraunak

Just be mindful of the charges that might apply when you withdraw cash. It's always good to check the fees so there are no surprises.

Sarthak

What kind of documents do I need to show to get an NRI credit card?

Basu

i think some basic identity proof like passport or driver's license, and also proof of your address and income. Likewise how you apply for a regualt credit card.

Nandita09

Just make sure you have copies of your documents ready. Sometimes the bank might want to see the original documents just to verify everything.

Meenakshi

I heard that NRI credit cards can also be used by family members. Is that true?

patelraunak

Yes, that's right! You can get add-on cards for your family members. This means even if they don't have a great credit score, they can still use the credit card.

Bageshwar92

How difficult is it to apply for an NRI credit card? I'm not very good with complicated paperwork.

Raghav

not too tough! You can apply online by just filling out some basic info about yourself on the bank's website. They'll even call you to help guide you through the process.

patelraunak

If you're not comfortable with online forms, you can always visit a bank branch. They'll have someone there to help you fill out the application and explain everything.

Farahali

Absolutely! One of the biggest perks is avoiding those pesky currency conversion fees. It really helps save money when you're spending in India.

Siksha89

Yes, and don't forget about the reward points! Whether you're spending in India or abroad, you can earn points that might help you save on future purchases or even get some cool rewards.

Basu

What does an NRI credit card mean? Is it to be used in India or abroad? Like linked to an Indian bank account and usable in abroad or liked to a foreign bank account and usable in India?